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User cars

Used cars for sale or on finance

We have a wide range of competitively priced used cars for sale that are available to buy or finance. In fact, you could save an average of £680* when you buy a car at Cazoo. Choose delivery to your door or collection from a Cazoo Customer Centre near you.

Finance representative example (PCP)

Total cash price £18,725. Borrowing £16,725 with a £2,000 deposit at a representative APR of 9.9%.

Fixed rate of interest per annum

5.13%

48 monthly payments

£271.50

Total amount payable

£23,725.00

Cost of credit

£5,000.00

Optional final payment

£8,693.00

Annual mileage limit

10,000 miles

Excess mileage charge

4p/mile

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Thinking of buying a used car?

Should I buy a used car?

A used car could be the perfect choice for your next car. Used cars can give you great value for money, along with a huge range of models to choose from, and they’re available to buy immediately – no need to add your name to a waiting list. You also have several options for paying, so you can choose the one that suits you.

Buy a used car from Cazoo and you can have it delivered to your door in as little as 72 hours, or choose to collect it from a Cazoo Customer Centre.

How do I choose the right used car for me?

With so many great cars to choose from, a good place to begin narrowing down your options is to consider how you’ll actually use your car. A small hatchback is ideal if you mostly do short trips into town, while a large SUV will be great if you go on a lot of family holiday road trips. Think about how big a car you need, taking into account the size of your driveway and how many friends and family members you might need to fit inside. Consider how many miles you typically drive, and what sort of fuel you want to use – petrol engines are great if you do lots of shorter journeys, while a diesel engine may make sense if you cover a lot more miles. If you want minimum running costs and a lower environmental impact, an electric car might be a great choice, or if you want something that’s in between, a hybrid or plug-in hybrid could be just what you need.

More car buying guides

What car should I buy?

Should I buy an electric car?

Should I buy an electric car?

How can I pay for my used car?

When it comes to paying for your Cazoo car there are a number of options available, all of which are easy to do and entirely online. You can buy a car outright, pay using a credit or debit card or apply for finance.

You can also choose topart exchange your current carand the price will be deducted from the cost of your Cazoo car. If your current car has outstanding finance on a PCP or HP agreement, we’ll still take it off your hands. Simply use Cazoo'scar valuation calculatorto see how much your car is worth.

You can also finance a used car from Cazoo, either throughHire Purchase (HP) or through aPersonal Contract Purchase (PCP). HP lets you spread the cost of the car over monthly payments, with no limits on how many miles you can drive. At the end of the agreed term, you own your car. HP could be right for you if you know you want to keep the car at the end of the agreement.

With PCP, your monthly payments tend to be lower than with HP because you agree to your anticipated monthly mileage and won’t become owner of the car unless you make a final ‘balloon’ payment. PCP is a good choice if you like to change your car every few years or if you aren’t yet sure you want to own the car at the end of the contract.

You can learn more Cazoo’s car financing options here

How can I pay for my used car?

Buying a car online is easy and convenient, and you can do it all from the comfort of your sofa. With Cazoo, once you’ve found a car you love, simply click on ‘checkout’ and either enter your card details to securely pay in full or apply to pay through HP or PCP. If you want to part-exchange your old car, you can also do that at this stage by simply entering a few details and we’ll give you an instant valuation. This is also the time to add paint and fabric protection and an extended warranty.

Once the payment has been finalised, you can choose to have the car delivered to your drive in as little as 72 hours or collect it from one of our Customer Centres for free. Either way, our Handover Specialists will explain your car’s features, making sure you are happy with your choice. With Cazoo’s 7-Day Money Back Guarantee, you have up to a week (and 250 miles) to make sure it’s the perfect car for you.

More guides to buying a car online

Best used electric cars

How to buy a car online

How buying a car from Cazoo works

*The average saving of £680 is based on our daily cash sale price compared against the list price of similar used cars (in terms of model, mileage and age) on a major UK automotive comparison site. This data was sourced from January-November 2022 and is accurate as of November 2022. The average Cazoo prices used may include promotions.

Common questions about used cars

What are the advantages of used cars?

What’s a good mileage for a used car?

Can I return a used car?

Do used cars have a warranty?

Have a question? We’re here to help.

If you need any help, we’re available from 8am-8pm, 7 days a week. Please see our Christmas opening hours.

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Cazoo Ltd is an appointed representative of ITC Compliance Limited (ITC) which is authorised and regulated by the Financial Conduct Authority (ITCs firm reference number is 313486). Permitted activities include entering into regulated hire agreements, advising on and arranging general insurance contracts as an intermediary and acting as a credit broker not a lender. Finance is only available to UK residents aged 18 or over, subject to status. We can introduce you to a limited number of lenders to finance your car purchase. We do not charge fees for our consumer credit services, but we might receive a payment or other benefits from those lenders or our brokers if you enter into an agreement with them. The payment or benefit we receive varies by lender and product type and is based on a fixed fee or fixed percentage of the amount you borrow. It does not impact the rate you are offered.

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